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Will you Qualify for Obamacare Subsidies?

30 Aug, 2013

Many Americans will not have to pay the full price for their health insurance next year thanks to Obamacare subsidies. You too may qualify, however this depends on several factors. Thanks to the Obamacare subsidies, which will help millions of Americans pay for their health insurance starting in 2014 by using state-based exchanges, many people […]

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Finding the Best Deals on Labor Day Weekend Getaways

29 Aug, 2013

It’s been a while since the economy went downhill, and now we are slowly but steadily recovering. This means a rise in economic confidence, and more Americans planning big getaways this Labor Day weekend. As an increasing surge of people hit the road and air, you will experience a rise in the cost of traveling […]

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5 Ways a Stolen Smartphone Can Ruin Your Credit

28 Aug, 2013

There are thousands of people whose sole job is to steal your personal information and your money. Unfortunately their jobs have gotten a whole lot easier in recent years due to Smartphone’s. In today’s day and age cell phones is a lot more than just a phone; they are address books, file cabinets, appointment books […]

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Low Ongoing Rate vs. 0 Percent Interest Credit Cards; Which is Best?

23 Aug, 2013

Your spending habits make a big impact on the type of credit card you should obtain. It is important to consider the decision of which type of credit card carefully before going through with an application. When choosing between interest-free and zero-percent credit cards, know that both come with their perks and drawbacks. There are […]

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6 Budget Friendly Entertainment Options for the Retiree

21 Aug, 2013

Upon retirement you may have envisioned travelling, drinking wine at a fancy restaurant, and sitting back and relaxing. Unfortunately, the reality is usually much different then what we envisioned. In fact, a study done by the National Institute on Retirement Security has shown that the average near-retirement household only has $12,000 in retirement assets. This […]

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Tips to Find the Best Deals on Textbooks

16 Aug, 2013

It’s a tough lesson to learn for college students—buying a $120 textbook only to resell it for a measly $12 at the campus bookstore at the end of the semester. This is especially true in recent years, as the average price of college textbooks rose about 6% every year. Luckily, there are plenty of ways […]

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How to Survive Co-Budgeting With a Roommate

14 Aug, 2013

Although moving into a new apartment with a roommate or roommates can be extremely exciting, there is one thing that guarantees your experience with a roommate will turn sour if not handled properly—money. Bills are a huge part of any sort of living arrangement, and coming up with a very organized and well thought out […]

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Should you Accept Offers for Credit When Unemployed?

13 Aug, 2013

Managing your day-to-day finances can be extremely difficult when you are facing unemployment. Things can get even trickier when you are offered a line of credit while you are unemployed. You may be at a loss as to whether it will benefit you to take on a credit card without a steady paycheck. The truth […]

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5 Tips For Cutting Your Teens Auto Insurance Cost

9 Aug, 2013

The cost of getting a teen insured for their new car isn’t something parents like thinking about. Insurers consider teens and the elderly to be the two biggest high-risk groups and in turn raise the premiums to cover for this increased risk. There are ways you can cut the cost of teens auto insurance. These […]

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How to Maintain Your Budget During Financial Emergencies

7 Aug, 2013

Unfortunately, you may hit a financial crisis such as an unexpected repair bill, medical emergency, or the need for a new vehicle. These situations can threaten the budget you may have in place for yourself and start trickling you towards debt. There are ways to avoid this and maintain your budget during a financial emergency. […]

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