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Why Declining Birth Rates May Affect Your Future Finances

30 Jul, 2013

The birth rate in America dropped to its lowest level ever in recorded history this year, reaching a mere 63.2 births for every 1,000 women who are in their child bearing years. That number is about half of what it was in the middle of the baby boom. This will spell trouble for the U.S. […]

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Tips to Save Some Cash on Back to School Shopping

27 Jul, 2013

Your kids may love going back to school shopping for all new school supplies, clothes and gear but that doesn’t mean you love breaking the bank to get your kids everything they need. Fortunately, you don’t need to put a hole in your pocket in order to prepare your kids for school. Here are five […]

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How Often do I Need to do a 401(k) Checkup?

26 Jul, 2013

It can be very easy to get too busy to remember to check your 401(k) plan at least on a semi-regular basis. Even when you do check-in on your retirement account, it can be difficult to know exactly what you should do, and what adjustments you need to make in order to put yourself in […]

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Best Alternative to Foreclosure, Short Sale or Rent it Out?

25 Jul, 2013

Foreclosure is a hot topic in the US at the moment. The banks have foreclosed on thousands of homes across the United States with their occupants being thrown out on the streets. Look at Detroit’s recent bankruptcy and the ghost towns in California for two prime examples of this. Having to go through foreclosure on […]

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5 Easy Apps to Help You Keep an Eye on Your Finances

24 Jul, 2013

Managing your money seems to get harder and harder as more Americans have to work harder and longer hours just to keep up with all their monthly expenses. This doesn’t have to be the case; help is at your fingertips. Why not get some help by using your Smartphone. There are lots of apps that […]

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Quickest Ways to get a Personal Loan

23 Jul, 2013

If you are in need of quick cash, whether it’s to pay off your debt and bills or take a vacation, there are many ways to get a quick loan that will put money in your hands within a matter of hours to days. Payday Loans One of the surest ways to obtain a quick […]

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Should you Lend Money to Your Friends?

21 Jul, 2013

Lending money to a friend may seem like a very natural act of your friendship to them, and you may be tempted to lend a friend money out of the kindness of your heart, however it is important to weigh the pros and cons of lending money before going through with it. If you do […]

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Tips to Not Blow Your Budget Over The Weekend

19 Jul, 2013

The weekend is your time. The weekend is when most people are off from work, or have a lighter work load and choose to spend time as they see fit. The weekend is also the time when most people spend more money. If you wish to save money or just to stay on a financial […]

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6 Benefits of Credit Card Free Living

17 Jul, 2013

American society is infatuated with the credit card life, and people seem to be perpetually in a love hate relationship with their plastic. Credit cards are so easy to use that it can be easy to forget that the money spent on a credit card must be repaid. The ease of credit card use is […]

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Can’t Afford a Vacation This Summer? Frugal Staycation Ideas

15 Jul, 2013

Vacations are expensive and sometimes, as badly as you want to go on one, you just can’t afford to. That doesn’t mean that you have to spend the time you set aside for a vacation sitting at home staring at the walls. It just means you need to engage in a staycation, which is when […]

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