• Learn More
• The Good
• The Bad
• The Ugly
• Money Matters
  • Job & Opportunity
    • Job Lay-offs
    • Business Opportunities
    • Work-at-Home
    • Job Hunting
    • Wealth Building Scams
  • Dealing With Debt
    • Self-Help Guide to Debt
    • Car Repossession
  • Dealing with Credit Cards
    • Choosing a Card
    • Using a Credit Card
  • Money Management
    • Budgeting 101
    • Saving 101
    • Spending 101
  • Homeowners
    • Mortgage Payments
    • Foreclosure Rescue Scams
    • Reverse Mortgages
    • Mortgage Servicing

Money Matters

The headlines pretty much tell the story. Unemployment figures remain high and many experts believe that the actual number is much greater than is being officially reported. Bankruptcies and foreclosures are still happening at an alarming rate. Housing prices are continuing to fall and consumer debt is reaching levels previously not seen. Add to this declining retail sales and increased costs for gas, food and other consumer items, and you have the "perfect storm" for financial disaster.

Money problems can be a constant source of stress and frustration to consumers who are desperately trying to make do with less. While experts around the world are trying to put into place measures to improve the global economy, ordinary people are also trying to right their own financial ships. By learning and using sound money management techniques and being aware of and avoiding consumer scams and financial rip-offs, you too can weather these tough economic times.

Job & Wealth Opportunities

Many people who have lost their jobs or had their hours and income reduced now find themselves looking at different work opportunities and various methods to accumulate cash. If you’ve always wanted to be your own boss, perhaps a franchise business might be the answer. Or maybe working from home could be a possibility. Whatever you decide, you need to be alert to scams and fraudulent businesses who promise miraculous monetary returns.

Dealing with Debt

If you have fallen behind with paying your bills, you already know the stress involved. Speaking with debt collectors, investigating debt relief services, trying to repair your credit- all of these things take an incredible amount of effort and time. Scam artists and other questionable financial businesses know this and are eager to take advantage of your financial misfortune. Learn the facts before committing to anything.

Dealing with Credit Cards

Credit cards can be a mixed blessing. They can allow you to purchase an item and pay for it over time (with added interest, of course). But if not used wisely, they can put you in a deep financial hole with little hope of getting out. Read the fine print before taking on a new credit card. Check out the fees, charges and interest rates. Compare different cards and then decide.

Money Management

Good money management skills are essential to any sound financial planning. Without them, it is almost impossible to reach your financial goals. Learn how to plan a realistic budget and why it’s important to start saving now. Keep track of your spending to avoid wasting money on unnecessary purchases. Being financially independent requires it!

Homeowners

The foreclosure crisis is still with us and many homeowners have either lost their homes or will be forced out in the near future. Foreclosure rescue scams are making matters even worse for scared and vulnerable property owners. Speak with your mortgage company directly if you are having trouble making your monthly payments.