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FAQ

This section will help answer questions you have about fast cash loans. Always remember to borrow responsibly.

Minimum Requirements

What do I need to prequalify for fast cash?

In order to prequalify for a fast cash loan, you must meet some basic requirements.

You must be at least 18 years or older, have a valid checking or savings account, a working telephone, and a steady income of at least $1000 per month. You must also be a US resident and not be active-duty in any branch of the military.

What if my credit is bad?

You may still qualify for fast cash even if you have poor credit, no credit, bounced checks or even bankruptcy.

After You Apply

What happens after I apply?

After you submit your application, we search our extensive fast cash lender database for the best match. If we find one, we forward your application to that lender. Most of the time you can complete the entire application process online.

Loan Terms and Fees

What are the fast cash fees?

Your fast cash fees will depend on your lender, the state in which you live, and how much you borrow. We do our best to match you with lenders who offer the most competitive fees in the industry. Still, always make sure you understand your fast cash loan’s terms and conditions before you agree to them.

Payments and Extensions

How long will it take to receive my fast cash?

If there are no delays processing your application, you have your fast cash in about one hour. Please note the actual time will vary from lender to lender.

What if I cannot pay my fast cash back?

If you find you are unable to pay back your fast cash loan, you should contact your lender immediately. Some lenders allow you to extend your loan’s due date but this will ultimately depend on your state’s laws regarding fast cash loan extensions. Make sure you allow plenty of time to request an extension before your loan’s due date.

Consumer Rights and Responsibilities

How do I know if I need fast cash?

If you can answer “NO” to any or all of the following questions, you may need a fast cash loan.

• 1) Can you delay paying a non-interest bearing bill such as a medical or utility payment?
• 2) Can you borrow money from a friend or family member?
• 3) Can you lower any of your regular money expenses?

If you use a fast cash loan service often, have continuing budget problems or serious financial difficulties, you may need to seek help from knowledgeable professionals. Try contacting a reputable debt management program such as the National Foundation for Credit Counseling at 1-800-388-2227.